A one stop shop for all of your equine and farm related insurance needs.  (859) 223-6728 x106

home | horse insurance | about us | products and forms | equine law | contact us

Race Horse Owners	Download Application download help

Many people own race horses as an investment or simply as an enjoyable hobby. The forms of ownership are many -- including, but not limited to, individual partnerships, corporations, etc. These owners face unique liability exposures for injury or damage resulting from the ownership of these horses. As a business exposure, this liability is normally excluded under any personal homeowner insurance the owner(s) may have.

We have recognized this need and responded by providing a Race Horse Owners Insurance Policy (RHO) for racing stock owners who are not directly involved in breeding, training or racing, but who contract with independent contractors. Certificates of insurance should always be obtained from these independent contractors.

Should a person be injured or property damaged as a result of your horse-racing activities, we will, subject to policy exclusions, defend you in court and pay claims for which you are legally liable. Policy limits are available up to $1,000,000.

	home | about us | horse insurance | products and forms | equine law | contact us
Important notice: The information contained within this web site is meant to provide only a simplified description of our products and coverages. These are not statements of contract or a binding process. Please refer to the original policy for all terms, conditions, limitations and exclusions.	Marnitz & Associates 1068 Wellington Way Lexington, KY 40513
	(859) 223-6728 x106 (859) 223-6732 fax

©1999,2002 Marnitz and Associates, All Rights Reserved